Buy Fortune Guarantee Plus - A Savings Plan from Tata AIA Life Insurance

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Key
Benefits

Flexibility to choose plan option

Choose between regular income, and regular income with in-built critical illness benefit

Income period

Choose income period from 20 to 45 years

Return of premium

Get the return of premium at the end of the income period

Add-on riders

Enhanced protection through optional riders

Personal Medical Case Management (PMCM)#

Get advice from global experts with 24/7 multiple consultation services for 3 months in case of heart ailments or cancer. Click here to know more.

Online Medical Consultation

Instant Online Medical Consultations for 23+ specialties. Connect with a doctor in 180 seconds. 24x7 doctor availability and instant connection reduces the need to visit doctors. Click here to know more.

Highlights of Tata AIA Life Insurance Fortune Guarantee Plus

Flexibility to plan your future goals with either regular income¹, or regular income with in-built critical illness benefit

Choose to receive income either on a monthly basis, or on annual basis

Option of Joint Life under single premium payment option

Choose any of the additional riders to increase the protection offered

Tax benefits as per the applicable Income Tax laws^^

Add Savings Plan Riders²

Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider

Choose one or more benefit options (risk covers), including death, accidental death / disability, critical illness and terminal illness

Flexibility to receive benefit as combination of lump-sum and income for fixed period, income till survival of partner, or as waiver of future premiums

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Tata AIA Life Insurance Non-Linked Comprehensive Health Rider

Choose one or more benefit options (risk covers), from a list of 5 available options, including disability, hospitalization, and illness

The rider provides coverage against both major illnesses, and minor injuries or illnesses, while allowing multiple claim payouts

Know More

Check Eligibility Documents Required

Age at entry^~

Minimum age at entry	Other than POS: Option 1: 1 year Option 2: 18 years For POS: Option 1: 1 year Option 2: Not available
Maximum age at entry	Other than POS/ For POS: 60 years

Premium payment term / Policy term

Premium Payment Term (PPT)/ Policy Term (PT) – (in years)

Option 1:
Single Pay:
PPT: 1
PT: 5

Regular Pay:
PPT: 5 to 12
PT: Same as PPT

Limited Pay:

PPT	5	6	7	8	9	10	11	12
PT	6 to 10	7 to 11	8 to 12	9 to 13	10 to 14	11 to 15	12 to 16	13 to 17

Option 2:
Regular Pay:
PPT: 5 and 10
PT: Same as PPT

Premium payment mode

Premium payment frequency options

Single
Annual
Half-yearly
Quarterly
Monthly

Premiums*

Premium (Rs.) (excluding discount)

Minimum:

Single Pay - Rs. 5,000
Limited Pay / Regular Pay – Rs. 24,000 p.a.

Maximum:
Other than PoS: No limit, subject to the
Board Approved Underwriting Policy (BAUP)
For PoS:
Corresponding to a maximum Death Benefit of Rs. 25 Lakh

Income period

Option 1: 20 to 45 years (in multiples of 5 years)
The Policy Term + Income period is within the range of 25 years to 50 years
Option 2: 30 years for 5 pay and 25 years for
10 pay

Income mode

Annual and Monthly

Age at maturity^~

Minimum age at maturity

Other than POS
Option 1: 18 years
Option 2: 23 years

For POS
Option 1: 18 years
Option 2: Not available

Maximum age at maturity

Other than POS:
Option 1: 77 years
Option 2: 70 years

For POS:
Option 1: 65 years
Option 2: Not available

Sum assured

Sum Assured

Minimum:
Single pay:
Single Life – Rs. 50,000
Joint Life – Rs. 6,250 for First death and
Rs. 50,000 for Second death
Regular / Limited pay:
Rs. 24,000^* Death Benefit Multiple

Maximum:

Other than PoS: No limit, subject to the
Board Approved Underwriting Policy (BAUP)
For PoS:
Corresponding to a maximum Death Benefit of Rs. 25 Lakh

~All reference to age is as on last birthday

PAN card

Aadhaar card

Bank statement (for the previous 6 months)

Salary slip

Income tax receipt

Downloads

Download brochure

Download policy bond

Download SSV Factor

Frequently Asked Questions

What is the minimum premium amount that needs to be paid for this plan?
When you purchase the Tata AIA Life Insurance Fortune Guarantee Plus (UIN: 110N158V02) plan, the minimum premium amount to be paid is as follows:
- Single Pay - Rs. 5,000
- Limited Pay / Regular Pay – Rs. 24,000 p.a.
What is the premium payment frequency for this life insurance investment plan?
You can choose from the following premium payment frequencies
- Annual
- Half-yearly
- Quarterly
- Monthly
- Single
How can I raise a claim under this savings plan?
You can choose any of the following channels to reach out to us and raise a claim.
- Email us at: customercare@tataaia.com
- Call our helpline number - 1860-266-9966 (local charges apply)
- Walk into any of the TALIC branch offices
- Write directly to us at:
The Claims Department,
Tata AIA Life Insurance Company Limited
B- wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane(West) 400 607.
IRDA Regn No. 110
What documents would I require to buy an insurance policy?
To buy an insurance policy, you need to submit the following mandatory documents.

Proof of address:

The following documents are accepted as valid proof of your address.
- Bank Statement (or passbook) with the latest entries for six months
- Aadhaar card
- Passport
- Voter's ID
- Driving license
- Electricity/telephone bill
- Ration card
Proof of identity:

Some of the documents that are accepted as valid proof of your identity include:
- PAN card
- Aadhaar card
- Passport
- Driving license
Documents showing proof of income:

These documents, which are required only for a few plans, include:
- Salary slips of the previous 3 months
- Income tax returns/Employer certificate
- Bank statement of the previous 6 months
- Latest Form 16
What are riders? Which rider can I purchase with the Fortune Guarantee Plus plan?
Riders are additional provisions that you can add on to your basic insurance policy, in order to enhance the protection and the benefits you receive.

With the Tata AIA Life Insurance Smart Income Plus (UIN: 110N158V01) plan, you can purchase the following riders.
- Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN: 110B033V02)
- Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (UIN: 110B031V02)

Show all

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Need more information?
Let us help you

TATA AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.

Looking to get a new plan?
Connect with us now

TATA AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.

Disclaimers
- ¹Guaranteed Income shall be a fixed percentage of the Annualised Premium / Single Premium (excluding discount) payable in a year.
- This product is underwritten by Tata AIA Life Insurance Company Ltd.
- Insurance cover is available under this product.
- Policies sourced through PoS Channel will not have any medical examination. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
- *Premium excludes the taxes, rider premiums, underwriting extra premiums, loading for modal premiums if any
- ²Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN:110B033V02 or any other later version) and Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (UIN: 110B031V02 or any other later version) are available under this plan. Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/Intermediary/ branch.
- ^^Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
- For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.
- Risk cover commences along with policy commencement for all lives, including minor lives.
- Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.
- In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.
- All Premiums and interest payable under the policy are exclusive of the taxes, rider premiums, underwriting extra premiums, loading for modal premiums, if any which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium or interest. Tata AIA Life shall have the right to claim, deduct, adjust and recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy.
L&C/Advt/2021/May/0678